QQQI Dividend Calculator

QQQI has paid every month since February 2024. 2025 was its first full year, with 12 payments totaling $7.4435 per share. In 2025 a single month paid between $0.5309 and $0.6445.

In 2026, the first nine payments add up to $5.7249. That is 3.6% more than the same nine payments in 2025 ($5.5273). So far in 2026 each payment has been between $0.6089 and $0.6589.

QQQI holds the stocks of the Nasdaq-100 and sells call options on the Nasdaq-100 index (NDX) each month. The money it collects from selling those options pays most of the distribution. NEOS says the strategy may also buy some index options, which can let the fund keep part of the gain when the market rises.

The companies themselves pay very little in dividends. QQQM, a plain Nasdaq-100 fund, yielded about 0.43% as of Oct 13, 2026, compared with about 13.65% for QQQI. Almost all of the gap is option income.

A high payout is not the same as a high total return. If the share price falls, the income can be offset by the loss in value. NEOS reports a return of 25.99% at net asset value for the year to June 30, 2026, and 21.63% a year since launch. Past returns do not predict future ones.

QQQI pays every month. Its ex-dividend dates have fallen between the 16th and the 26th of the month, and the cash arrives 1 or 2 days after the ex-dividend date. That is faster than most funds.

Own the shares by the close of the day before the ex-date to be paid that month.

As of Oct 13, 2026, QQQI’s trailing yield was about 13.65%, based on the last 12 payments ($7.64 per share) and the share price at that time.

NEOS listed a distribution rate of 14.39% and a 12-month trailing distribution rate of 14.08% as of August 31, 2026. The distribution rate takes the latest monthly payment ($0.6518 in August), multiplies it by 12 and divides by the share price, so it moves each month. NEOS also listed a 30-day SEC yield of −0.05% as of August 31, 2026. That number counts only dividends and interest after expenses, not option income, which is why it is close to zero for this fund.

NEOS says QQQI’s distributions have been classified as a return of capital, and may be made up of option premiums, dividends, capital gains and interest. A return of capital is not taxed when you receive it. Instead, it lowers your cost basis, so more of the gain is taxed when you sell. The fund publishes 19a-1 notices with an estimated breakdown of each payment.

The index options QQQI uses are section 1256 contracts, which the tax code treats as 60% long-term and 40% short-term gains. NEOS also says the fund looks for tax-loss harvesting chances. For your own taxes, use the final numbers on your Form 1099-DIV and ask a tax professional if you are unsure.

At its 13.65% trailing yield, QQQI would need about $87,912 — around 1,571 shares near $55.97 — to hand out $12,000 in a year.

That assumes the payments stay near their recent level, which is not promised. Option income changes with the market, and the fund is less than three years old, so there is little history to judge it by. The QQQI income calculator above shows the math for any amount.

NEOS started the Nasdaq-100 High Income ETF on January 29, 2024. It lists on the Nasdaq and had grown to about $15.0 billion in net assets by September 24, 2026. The annual cost is 0.68%, so $68 a year on $10,000.

As of Oct 13, 2026, QQQI yields about 13.65%, having distributed $7.64 per share over the trailing twelve months.

Its most recent payment was $0.6339 per share, which went ex-dividend on Sep 16, 2026 and paid on Sep 18, 2026.

Because QQQI pays a variable monthly distribution, the amount changes every period — its recent payments have ranged from $0.6297 to $0.6589 per share. Treat the headline yield as a record of what was paid, not a promise of future income.

As a covered-call income ETF, QQQI pairs an above-average yield with limited share-price upside, because option premium is exchanged for capped growth — so set the price-growth input in the calculator above conservatively rather than assuming the yield compounds untouched.

QQQI holds Nasdaq-100 stocks and runs an options overlay designed for high monthly income with an eye on tax efficiency — the Nasdaq-100 counterpart to the NEOS S&P 500 fund SPYI. Like other covered-call funds it trades away upside for a high distribution.

QQQI is a covered-call income etf from NEOS that distributes monthly. Because dividend investing is about both income and the growth of that income, the calculator above lets you model three things independently for QQQI: the starting yield, how fast the dividend grows each year, and how fast the share price appreciates. That separation matters most for covered-call funds, where a high headline yield often pairs with little or no price growth — so the "stock price growth" input should usually be modest.