Dividend Portfolio Calculator
Add every holding to see your total dividend income — and your real, capital-weighted blended yield across the whole portfolio.
How the dividend portfolio calculator works
Each holding contributes amount × yieldin annual income. The calculator sums those across every row to get your total annual and monthly income, and divides each holding’s amount by the total to show its weight.
Your blended yield is total income ÷ total invested — a capital-weighted figure, not the simple average of the individual yields. That distinction matters: a small high-yield position barely moves the income of a portfolio dominated by a low-yield core, so the blended number is the honest one.
This is a current-income snapshot. To project how the whole portfolio compounds, take the total invested and blended yield into the dividend reinvestment calculator or model rising income in the dividend growth calculator.
Frequently asked questions
- How do I calculate my dividend portfolio income?
- Add up the dividend income from each holding — amount invested times its yield — across the whole portfolio. This calculator does it for any number of holdings and also shows your blended yield and monthly income.
- What is a blended (portfolio) dividend yield?
- The blended yield is your total annual dividend income divided by your total invested capital. It is capital-weighted, so a large position influences it more than a small one. It is not the same as the simple average of your holdings’ yields — a $90,000 position at 3% and a $10,000 position at 9% blend to 3.6%, not 6%.
- Why not just average my holdings’ yields?
- A simple average ignores how much you have in each position. If most of your money is in a low-yield fund, a small high-yield holding barely moves your actual income. The capital-weighted blended yield reflects the income you really receive.
- Does this account for dividend growth or reinvestment?
- No — it is a snapshot of current income at today’s yields. To project how the portfolio compounds over time with reinvestment and rising dividends, run the totals through the dividend reinvestment or dividend growth calculators.
- Is dividend income from my portfolio taxed?
- Yes. Qualified dividends are taxed at 0/15/20%, while non-qualified dividends (common from REITs, BDCs, and covered-call funds) are taxed as ordinary income. Use the dividend tax calculator to estimate the after-tax total.