What's the main difference between SCHY and SCHD?

SCHY is a international dividend etf from Charles Schwab; SCHD is a dividend-growth etf from Charles Schwab. The international counterpart versus the original — SCHD-style dividend quality abroad versus at home.

Does SCHY or SCHD pay more dividends?

It depends on current figures, which change — use the calculators linked below with each fund's live yield rather than a fixed number. As a rule, higher-yield funds pay more today, while dividend-growth funds start lower and raise the payout over time.

Can I hold both SCHY and SCHD?

Many investors do, to blend current income with growth. Just be aware of overlap — if both hold similar large-cap US stocks, you may be less diversified than the two tickers suggest.

SCHY vs SCHD

The international counterpart versus the original — SCHD-style dividend quality abroad versus at home. Here’s how SCHY and SCHD compare for dividend investors — with a calculator for each so you can model the income yourself.

SCHY

Schwab International Dividend Equity ETF

Type: International dividend ETF
Issuer: Charles Schwab
Pays: quarterly

SCHY tracks the Dow Jones International Dividend 100 Index — the international counterpart to SCHD — holding 100 high-dividend-paying companies in developed and emerging markets outside the US that pass quality and dividend-consistency screens. It is built for investors who want SCHD-style dividend quality with non-US diversification.

SCHY dividend calculator

SCHD

Schwab U.S. Dividend Equity ETF

Type: Dividend-growth ETF
Issuer: Charles Schwab
Pays: quarterly

SCHD tracks the Dow Jones U.S. Dividend 100 Index, which screens for companies with a long record of paying dividends plus quality and financial-strength filters. It is one of the most widely held dividend-growth ETFs, favoured for its low expense ratio and steadily rising payout.

SCHD dividend calculator

How SCHY and SCHD differ

SCHY — SCHY tracks the Dow Jones International Dividend 100 Index — the international counterpart to SCHD — holding 100 high-dividend-paying companies in developed and emerging markets outside the US that pass quality and dividend-consistency screens. It is built for investors who want SCHD-style dividend quality with non-US diversification.

SCHD — SCHD tracks the Dow Jones U.S. Dividend 100 Index, which screens for companies with a long record of paying dividends plus quality and financial-strength filters. It is one of the most widely held dividend-growth ETFs, favoured for its low expense ratio and steadily rising payout.

In practice the choice comes down to your goal. SCHY suits an investor who wants income from this strategy, while SCHD suits one who wants a rising dividend over time rather than the highest starting yield. The two are not mutually exclusive — plenty of portfolios hold a growth-oriented fund and an income-oriented one together. What matters is matching each to its job and not judging a fund on its headline yield alone.

Rather than compare a single snapshot yield (which moves daily), open each calculator and enter current figures: the SCHY calculator and the SCHD calculator. To compare long-term compounding head to head, run the same contributions through the dividend reinvestment calculator with each fund’s assumptions.

Educational comparison only — not a recommendation to buy or sell either fund. Yields and strategies change; verify current figures and consider a licensed advisor.

SCHY vs SCHD FAQ

What's the main difference between SCHY and SCHD?: SCHY is a international dividend etf from Charles Schwab; SCHD is a dividend-growth etf from Charles Schwab. The international counterpart versus the original — SCHD-style dividend quality abroad versus at home.
Does SCHY or SCHD pay more dividends?: It depends on current figures, which change — use the calculators linked below with each fund's live yield rather than a fixed number. As a rule, higher-yield funds pay more today, while dividend-growth funds start lower and raise the payout over time.
Which is better, SCHY or SCHD?: Neither is universally better — they suit different goals. SCHY fits an investor who wants income from this strategy; SCHD fits one who wants a rising dividend over time rather than the highest starting yield. Match the fund to your objective, time horizon, and tax situation, and consider a licensed advisor.
Can I hold both SCHY and SCHD?: Many investors do, to blend current income with growth. Just be aware of overlap — if both hold similar large-cap US stocks, you may be less diversified than the two tickers suggest.

See all dividend ETF comparisons →