SCHD Dividend Calculator
Project dividend-reinvestment (DRIP) growth, income, and yield on cost for Schwab U.S. Dividend Equity ETF (SCHD). Pre-filled with illustrative figures — edit them with current numbers.
SCHDdividend: yield, amount & dates
Snapshot of Schwab U.S. Dividend Equity ETF (SCHD) dividend data as of Jun 15, 2026. Figures change — verify the current numbers with your broker before investing.
About SCHD
SCHD tracks the Dow Jones U.S. Dividend 100 Index, which screens for companies with a long record of paying dividends plus quality and financial-strength filters. It is one of the most widely held dividend-growth ETFs, favoured for its low expense ratio and steadily rising payout.
SCHD is a dividend-growth etf from Charles Schwab that distributes quarterly. Because dividend investing is about both income and the growth of that income, the calculator above lets you model three things independently for SCHD: the starting yield, how fast the dividend grows each year, and how fast the share price appreciates. That separation matters most for high-yield versus dividend-growth choices, where a lower starting yield that grows quickly can overtake a higher static yield over time.
How to use the SCHD calculator
- Replace the pre-filled yield with SCHD’s current dividend yield from your broker or the fund’s page.
- Set your initial investment and monthly contribution.
- Estimate the dividend growth rate and price growth rate. For a dividend-growth etf these can differ a lot — be realistic rather than optimistic.
- Choose your dividend tax rate and whether to reinvest (DRIP), then read the projected value, dividends received, and yield on cost.
The full math, including how the money-weighted return is computed, is on the methodology page.
SCHD dividend calculator FAQ
- How does this SCHD dividend calculator work?
- It runs a month-by-month projection: each month it adds your contribution, pays a dividend based on the yield you enter, optionally reinvests it (DRIP), then applies price growth. The page loads with illustrative figures for Schwab U.S. Dividend Equity ETF; replace them with the current yield and your own assumptions for an accurate projection.
- What yield should I use for SCHD?
- Use SCHD's current dividend yield from your broker or the fund page, not the example value pre-filled here — yields move with the share price and the distribution. Enter the trailing or forward yield, whichever you prefer to model.
- Does SCHD pay monthly or quarterly?
- Schwab U.S. Dividend Equity ETF pays quarterly. This calculator projects annual totals and compounds monthly, so it works the same regardless of the actual payment schedule — the quarterly cadence just affects when cash actually lands in your account.
- Is the SCHD projection a guarantee?
- No. It is an educational projection based on the assumptions you enter, held constant. Real dividends can rise, be cut, or stop, and prices fluctuate. Use it to compare scenarios, not to predict returns, and never rely on a single calculator for an investment decision.