SCHD Dividend Calculator
Project dividend-reinvestment (DRIP) growth, income, and yield on cost for Schwab U.S. Dividend Equity ETF (SCHD). Pre-filled with SCHD’s current yield of about 3.17% (as of Oct 13, 2026) — edit the growth and tax assumptions to fit your plan.
SCHD dividend: yield, amount & dates
Snapshot of Schwab U.S. Dividend Equity ETF (SCHD) dividend data as of Oct 13, 2026. Figures change — verify the current numbers with your broker before investing.
SCHD dividend income calculator
Pre-filled with SCHD’s current yield of about 3.17%. See the income an amount of Schwab U.S. Dividend Equity ETF would pay, or how much you’d need for a target monthly income.
SCHD dividend history by year
Per share, adjusted for the 3-for-1 split on October 10, 2024 (older payments are divided by 3 so every year compares fairly). The current year shows the payments made so far, through the date listed.
| Year | Dividends per share | Change | Payments |
|---|---|---|---|
| 2026through Sep 23, 2026 | $0.7759 | — | 3 |
| 2025 | $1.0476 | +5.3% | 4 |
| 2024 | $0.9944 | +12.2% | 4 |
| 2023 | $0.886 | +3.8% | 4 |
| 2022 | $0.8538 | +13.9% | 4 |
| 2021 | $0.7497 | +10.9% | 4 |
| 2020 | $0.6761 | +17.6% | 4 |
| 2019 | $0.5747 | +19.8% | 4 |
| 2018 | $0.4798 | +7.0% | 4 |
| 2017 | $0.4486 | +7.0% | 4 |
| 2016 | $0.4193 | +9.7% | 4 |
| 2015 | $0.3822 | — | 4 |
SCHD dividend history: what the yearly totals show
SCHD paid $1.0476 per share in 2025, up from $0.3822 in 2015. That is about 2.7 times as much income per share after ten years.
Every calendar year from 2015 to 2025 paid more than the year before. Single payments do go down at times. The March payment was the smallest of the year in 10 of those 11 years, so a lower March payment on its own does not mean the dividend was cut.
In 2026, the first three payments add up to $0.7759. That is 0.8% more than the same three payments in 2025 ($0.7694).
SCHD dividend growth rate
Based on the yearly totals above, SCHD’s dividend grew by these average amounts per year: 10.6% over 10 years (2015 to 2025), 9.2% over 5 years (2020 to 2025), 7.1% over 3 years (2022 to 2025), and 5.3% in the last full year (2024 to 2025).
Growth has been slower in recent years. The 10-year average includes big years such as 2019 (+19.8%) and 2020 (+17.6%), while 2023 (+3.8%) and 2025 (+5.3%) were smaller. When you use the calculator above, try a few dividend-growth rates between the recent and long-run numbers. Past growth does not promise future growth.
When does SCHD pay dividends?
SCHD pays four times a year. Since 2018 its ex-dividend dates have come in the second half of March, late June, late September, and between December 6 and 12. The cash arrives 5 days after the ex-dividend date. That gap was the same for every payment since 2020.
To get a payment, you need to own shares before the ex-dividend date. If you buy on the ex-dividend date or later, the seller gets that payment instead.
SCHD dividend yield: why sites show different numbers
As of Oct 13, 2026, SCHD yielded about 3.17%. That figure divides the last 12 months of payments ($1.0541 per share) by the share price at that time.
Schwab, the fund’s issuer, listed a trailing 12-month distribution yield of 3.00% as of August 31, 2026. Some sites also show the 30-day SEC yield, which is based on the fund’s recent income after expenses rather than past payments. Each number uses a different method and date, so small gaps between them are normal.
Yield moves the opposite way to price. If SCHD’s price falls while the payments stay the same, the yield goes up, and the reverse is also true.
How much SCHD do you need for $1,000 a month?
At a 3.17% yield, $1,000 a month ($12,000 a year) takes about $378,549 invested in SCHD. That is roughly 11,384 shares at about $33.25 each, before taxes.
SCHD pays quarterly, so the income arrives as about $3,000 four times a year, not $1,000 every month. The SCHD income calculator above does this math for any amount or monthly target.
What SCHD owns
SCHD tracks the Dow Jones U.S. Dividend 100 Index. Schwab describes it as an index focused on the quality and sustainability of dividends, made up of stocks chosen for their financial strength compared with their peers.
On September 24, 2026, the fund held 98 stocks (102 holdings counting cash and futures), and its 10 largest positions made up about 41% of the fund. The largest were Qualcomm (4.76%), Texas Instruments (4.42%), Coca-Cola (4.16%), Procter & Gamble (4.11%) and Merck (4.06%). SCHD charges 0.06% a year, which is $6 for every $10,000 invested. It started trading on October 20, 2011.
Why older SCHD payments look bigger on some sites
SCHD split its shares 3-for-1 on October 10, 2024. Each share became three shares, and each payment per share became one third as large. The total value you held, and the total income you received, did not change.
Some sites still show older payments as they were paid before the split. For example, the December 2023 payment of about $0.74 per share on those sites is the same as the $0.2474 in the table above.
Each payment in the table matched across stockanalysis.com, dividendhistory.org and digrin.com; the split date and fund facts come from Schwab. Last checked Sep 25, 2026. Sources: stockanalysis.com — SCHD dividend history; dividendhistory.org — SCHD payouts; digrin.com — SCHD dividends; Schwab Asset Management — SCHD fund page; stockanalysis.com — SCHD holdings. Not financial advice.
Related dividend guides
SCHD dividend snapshot
Varies by periodAs of Oct 13, 2026, SCHD yields about 3.17%, having distributed $1.0541 per share over the trailing twelve months.
Its most recent payment was $0.2665 per share, which went ex-dividend on Sep 23, 2026 and paid on Sep 28, 2026.
SCHD's quarterly payments have varied over the period shown, from $0.2525 to $0.2782 per share, with the latest at $0.2665.
Based on SCHD’s published payment record as of Oct 13, 2026 — a description of what the dividend has done, not a rating or a forecast.
About SCHD
SCHD tracks the Dow Jones U.S. Dividend 100 Index, which screens for companies with a long record of paying dividends plus quality and financial-strength filters. It is one of the most widely held dividend-growth ETFs, favoured for its low expense ratio and steadily rising payout.
SCHD is a dividend-growth etf from Charles Schwab that distributes quarterly. Because dividend investing is about both income and the growth of that income, the calculator above lets you model three things independently for SCHD: the starting yield, how fast the dividend grows each year, and how fast the share price appreciates. That separation matters most for high-yield versus dividend-growth choices, where a lower starting yield that grows quickly can overtake a higher static yield over time.
How to use the SCHD calculator
- Replace the pre-filled yield with SCHD’s current dividend yield from your broker or the fund’s page.
- Set your initial investment and monthly contribution.
- Estimate the dividend growth rate and price growth rate. For a dividend-growth etf these can differ a lot — be realistic rather than optimistic.
- Choose your dividend tax rate and whether to reinvest (DRIP), then read the projected value, dividends received, and yield on cost.
The full math, including how the money-weighted return is computed, is on the methodology page.
SCHD dividend FAQ
- How much dividend does SCHD pay per share?
- SCHD’s most recent payment was $0.2665 per share, with an ex-dividend date of Sep 23, 2026. Over the last 12 months it paid $1.0541 per share. For the full year 2025 it paid $1.0476 per share (split-adjusted).
- Is SCHD a monthly dividend?
- No. SCHD pays quarterly, four times a year. Its ex-dividend dates fall in March, June, September and December, and the cash is paid 5 days after each ex-dividend date.
- When is SCHD’s next dividend?
- SCHD’s last ex-dividend date was Sep 23, 2026. The next one is not declared yet. Since 2018 the December ex-dividend date has fallen between December 6 and 12, and the March one in the second half of March.
- What is SCHD’s dividend growth rate?
- Using yearly totals, SCHD’s dividend grew about 10.6% a year over the 10 years from 2015 to 2025, 9.2% a year over the last 5 years, 7.1% a year over the last 3 years, and 5.3% from 2024 to 2025.
- Is SCHD’s dividend qualified?
- It can be. Dividends from U.S. companies, like the stocks SCHD holds, count as qualified if you meet the holding rule: you must own the shares for more than 60 days in the 121-day window that starts 60 days before the ex-dividend date. The exact qualified amount for each year is shown on your Form 1099-DIV. In an IRA or 401(k), the tax type does not matter until you withdraw.
- Is SCHD better than VOO for dividends?
- They do different jobs. SCHD yields about 3.17% and holds about 100 dividend stocks, while VOO owns the whole S&P 500 and pays a much lower yield. See the SCHD vs VOO comparison for both funds’ yields and payment records side by side.
- How does this SCHD dividend calculator work?
- It runs a month-by-month projection: each month it adds your contribution, pays a dividend based on the yield, optionally reinvests it (DRIP), then applies price growth. The page loads pre-filled with SCHD's current yield (about 3.17% as of Oct 13, 2026); adjust the dividend-growth, price-growth, and tax assumptions to fit your own outlook.
- What yield should I use for SCHD?
- As of Oct 13, 2026, SCHD's dividend yield was about 3.17% ($1.0541 per share over the trailing year). Yields move with the share price, so use the current figure from your broker rather than a fixed number. Enter the trailing or forward yield, whichever you prefer to model.
- How often does SCHD pay dividends, and when?
- Schwab U.S. Dividend Equity ETF pays a quarterly dividend; its most recent payment was $0.2665 per share, ex-dividend Sep 23, 2026. This calculator compounds monthly and projects annual totals, so it works the same regardless of the payment schedule — the cadence just affects when cash actually lands in your account.
- Is the SCHD projection a guarantee?
- No. It is an educational projection based on the assumptions you enter, held constant. Real dividends can rise, be cut, or stop, and prices fluctuate. Use it to compare scenarios, not to predict returns, and never rely on a single calculator for an investment decision.
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