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FVD Dividend Calculator

Project dividend-reinvestment (DRIP) growth, income, and yield on cost for First Trust Value Line Dividend Index Fund (FVD). Pre-filled with illustrative figures — edit them with current numbers.

Your scenario
$
$
%
% / yr
% / yr
yrs
%
Projected value at year 20

$387,287

You'll have invested

$130,000

Dividends received (net)

$120,639

Capital growth

$136,648

Annualized return

9.24%

Final annual dividend

$21,559

Yield on cost

16.58%

Growth over time

Line chart plotting three series by year: portfolio value, cumulative contributions, and cumulative net dividends. Over 20 years the portfolio grows to $387,287 from $130,000 contributed, including $120,639 in net dividends. The exact figures are listed in the results above this chart.

About FVD

FVD tracks the Value Line Dividend Index, which selects dividend-paying stocks that earn a high Value Line safety ranking and yield above the market average, then equally weights them. It is a long-running, defensively tilted dividend fund.

FVD is a high-dividend etf from First Trust that distributes quarterly. Because dividend investing is about both income and the growth of that income, the calculator above lets you model three things independently for FVD: the starting yield, how fast the dividend grows each year, and how fast the share price appreciates. That separation matters most for high-yield versus dividend-growth choices, where a lower starting yield that grows quickly can overtake a higher static yield over time.

How to use the FVD calculator

  1. Replace the pre-filled yield with FVD’s current dividend yield from your broker or the fund’s page.
  2. Set your initial investment and monthly contribution.
  3. Estimate the dividend growth rate and price growth rate. For a high-dividend etf these can differ a lot — be realistic rather than optimistic.
  4. Choose your dividend tax rate and whether to reinvest (DRIP), then read the projected value, dividends received, and yield on cost.

The full math, including how the money-weighted return is computed, is on the methodology page.

FVD dividend calculator FAQ

How does this FVD dividend calculator work?
It runs a month-by-month projection: each month it adds your contribution, pays a dividend based on the yield you enter, optionally reinvests it (DRIP), then applies price growth. The page loads with illustrative figures for First Trust Value Line Dividend Index Fund; replace them with the current yield and your own assumptions for an accurate projection.
What yield should I use for FVD?
Use FVD's current dividend yield from your broker or the fund page, not the example value pre-filled here — yields move with the share price and the distribution. Enter the trailing or forward yield, whichever you prefer to model.
Does FVD pay monthly or quarterly?
First Trust Value Line Dividend Index Fund pays quarterly. This calculator projects annual totals and compounds monthly, so it works the same regardless of the actual payment schedule — the quarterly cadence just affects when cash actually lands in your account.
Is the FVD projection a guarantee?
No. It is an educational projection based on the assumptions you enter, held constant. Real dividends can rise, be cut, or stop, and prices fluctuate. Use it to compare scenarios, not to predict returns, and never rely on a single calculator for an investment decision.

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