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SDY Dividend Calculator

Project dividend-reinvestment (DRIP) growth, income, and yield on cost for SPDR S&P Dividend ETF (SDY). Pre-filled with SDY’s current yield of about 2.44% (as of Jul 10, 2026) — edit the growth and tax assumptions to fit your plan.

Your scenario
$
$
%
% / yr
% / yr
yrs
%
Projected value at year 20

$410,319

You'll have invested

$130,000

Dividends received (net)

$140,036

Capital growth

$140,283

Annualized return

9.70%

Final annual dividend

$26,902

Yield on cost

20.69%

Growth over time

Line chart plotting three series by year: portfolio value, cumulative contributions, and cumulative net dividends. Over 20 years the portfolio grows to $410,319 from $130,000 contributed, including $140,036 in net dividends. The exact figures are listed in the results above this chart.

SDY dividend: yield, amount & dates

Snapshot of SPDR S&P Dividend ETF (SDY) dividend data as of Jul 10, 2026. Figures change — verify the current numbers with your broker before investing.

Current dividend

Dividend yield

~2.44%

Annual dividend (TTM)

$3.73

Frequency

Quarterly

Latest dividend
$0.968 / share
Ex-dividend date
Jun 22, 2026
Pay date
Jun 24, 2026

Source: dividend records via stockanalysis.com. For the latest figures, check that source or your broker. Not financial advice.

SDY dividend history

Recent SDY dividend payments: ex-dividend date, amount per share, and pay date.
Ex-dividend dateAmount / sharePay date
Jun 22, 2026$0.968Jun 24, 2026
Mar 23, 2026$0.8743Mar 25, 2026
Dec 22, 2025$1.0174Dec 24, 2025
Sep 22, 2025$0.8709Sep 24, 2025
Jun 23, 2025$0.9274Jun 25, 2025
Mar 24, 2025$0.8184Mar 26, 2025

Recent SDY dividend payments (most recent first), as of Jul 10, 2026. Amounts are per share, before any tax withholding. For the complete history see stockanalysis.com.

SDY dividend income calculator

Pre-filled with SDY’s current yield of about 2.44%. See the income an amount of SPDR S&P Dividend ETF would pay, or how much you’d need for a target monthly income.

$

Estimated annual dividend income from SDY

$244

Per month (avg)

$20

Per payment (4×/yr)

$61.00

≈ shares (est.)

65

SDY pays roughly once a quarter (4× a year). Figures use SDY’s current yield and assume it stays constant; real yields move with the share price and the dividend. Share counts are approximate, based on an estimated price of about $152.89. For a covered-call or variable-payout fund the yield is backward-looking, not a promise. Educational only — not financial advice.

SDY dividend snapshot

Varies by period

As of Jul 10, 2026, SDY yields about 2.44%, having distributed $3.7306 per share over the trailing twelve months.

Its most recent payment was $0.968 per share, which went ex-dividend on Jun 22, 2026 and paid on Jun 24, 2026.

SDY's quarterly payments have varied over the period shown, from $0.8184 to $1.0174 per share, with the latest at $0.968.

Based on SDY’s published payment record as of Jul 10, 2026 — a description of what the dividend has done, not a rating or a forecast.

About SDY

SDY tracks the S&P High Yield Dividend Aristocrats Index — companies that have raised dividends for at least 20 straight years, weighted by yield. It blends a long dividend-growth record with an above-average current yield.

SDY is a high-dividend etf from State Street (SPDR) that distributes quarterly. Because dividend investing is about both income and the growth of that income, the calculator above lets you model three things independently for SDY: the starting yield, how fast the dividend grows each year, and how fast the share price appreciates. That separation matters most for high-yield versus dividend-growth choices, where a lower starting yield that grows quickly can overtake a higher static yield over time.

How to use the SDY calculator

  1. Replace the pre-filled yield with SDY’s current dividend yield from your broker or the fund’s page.
  2. Set your initial investment and monthly contribution.
  3. Estimate the dividend growth rate and price growth rate. For a high-dividend etf these can differ a lot — be realistic rather than optimistic.
  4. Choose your dividend tax rate and whether to reinvest (DRIP), then read the projected value, dividends received, and yield on cost.

The full math, including how the money-weighted return is computed, is on the methodology page.

SDY dividend calculator FAQ

How does this SDY dividend calculator work?
It runs a month-by-month projection: each month it adds your contribution, pays a dividend based on the yield, optionally reinvests it (DRIP), then applies price growth. The page loads pre-filled with SDY's current yield (about 2.44% as of Jul 10, 2026); adjust the dividend-growth, price-growth, and tax assumptions to fit your own outlook.
What yield should I use for SDY?
As of Jul 10, 2026, SDY's dividend yield was about 2.44% ($3.7306 per share over the trailing year). Yields move with the share price, so use the current figure from your broker rather than a fixed number. Enter the trailing or forward yield, whichever you prefer to model.
How often does SDY pay dividends, and when?
SPDR S&P Dividend ETF pays a quarterly dividend; its most recent payment was $0.968 per share, ex-dividend Jun 22, 2026. This calculator compounds monthly and projects annual totals, so it works the same regardless of the payment schedule — the cadence just affects when cash actually lands in your account.
Is the SDY projection a guarantee?
No. It is an educational projection based on the assumptions you enter, held constant. Real dividends can rise, be cut, or stop, and prices fluctuate. Use it to compare scenarios, not to predict returns, and never rely on a single calculator for an investment decision.

Add the SDY widget to your site

Writers and site owners can embed SDY’s live dividend yield and income table free — it updates as the data refreshes.

Embed the SDY widget

Paste this on your site to show SDY’s live dividend yield and income table. Free — it stays current as the data updates.

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