SDY Dividend Calculator
Project dividend-reinvestment (DRIP) growth, income, and yield on cost for SPDR S&P Dividend ETF (SDY). Pre-filled with SDY’s current yield of about 2.51% (as of Oct 13, 2026) — edit the growth and tax assumptions to fit your plan.
SDY dividend: yield, amount & dates
Snapshot of SPDR S&P Dividend ETF (SDY) dividend data as of Oct 13, 2026. Figures change — verify the current numbers with your broker before investing.
SDY dividend income calculator
Pre-filled with SDY’s current yield of about 2.51%. See the income an amount of SPDR S&P Dividend ETF would pay, or how much you’d need for a target monthly income.
SDY dividend history by year
Per share, grouped by ex-dividend date. The table starts in 2018 because payment records disagree about the December amounts in earlier years.
| Year | Dividends per share | Change | Payments |
|---|---|---|---|
| 2026through Sep 21, 2026 | $2.7591 | — | 3 |
| 2025 | $3.6342 | +7.4% | 4 |
| 2024 | $3.3823 | +2.6% | 4 |
| 2023 | $3.2981 | +3.2% | 4 |
| 2022 | $3.1956 | -5.8% | 4 |
| 2021 | $3.391 | +12.2% | 4 |
| 2020 | $3.022 | +14.5% | 4 |
| 2019 | $2.64 | +8.1% | 4 |
| 2018 | $2.442 | — | 4 |
Which index does SDY track?
SDY, the State Street SPDR S&P Dividend ETF, tracks the S&P High Yield Dividend Aristocrats Index. To get in, a company in the S&P Composite 1500 must have raised its dividend every year for at least 20 years. The index then picks the highest yielders among them.
Stocks are weighted by their yield, so higher payers get bigger slices. The list is reviewed each January, and weights are reset every quarter. Assets were $21.38 billion across 155 stocks on October 15, 2026. It charges 0.35% a year and has traded since November 8, 2005.
SDY dividend history
SDY paid $2.442 a share in 2018 and $3.6342 in 2025, so the payout grew about 5.8% a year. The best years were 2020, up 14.5%, and 2021, up 12.2%. 2022 was the one down year, with a drop of 5.8%.
Growth picked up again in 2025, to 7.4%. The three 2026 payments so far total $2.7591 per share, about 5.4% more than the same three in 2025.
SDY holdings and sectors
The 20-year rule means every holding has a long record of raises. On October 15, 2026, industrials were 18.41% of the fund, consumer staples 15.90%, utilities 12.88% and financials 12.14%.
Its biggest holdings were Accenture (3.66%), Verizon (2.91%), Chevron (2.12%), Realty Income (1.95%) and Medtronic (1.87%). Unlike some dividend funds, SDY can hold REITs such as Realty Income.
SDY dividend yield and returns
SDY handed out $3.7765 a share in the 12 months to Oct 13, 2026. Measured against a price of about $150.46, its trailing yield was near 2.51%. Its 30-day SEC yield, per State Street, was 2.49% on October 15, 2026.
With dividends counted, SDY returned 7.23% over the year to September 30, 2026. It made 11.26% a year over three years, 7.28% over five, 8.89% over ten and 8.73% a year since 2005.
It pays four times a year, going ex in March, June, September and December. In 2026 the cash arrived two days after each ex-date.
The December 2026 payment had not been posted by October 16, 2026.
SDY vs SCHD
Both funds chase dependable dividend payers, by different rules. SDY wants 20 straight years of raises and weights by yield. SCHD wants 10 years of payments and screens for cash flow, debt and growth. SCHD costs 0.06% a year; SDY costs 0.35%. As of Oct 13, 2026, SDY’s trailing yield stood near 2.51% against 3.17% for SCHD.
Across the decade ending September 30, 2026, SDY averaged 8.89% a year against 12.44% for SCHD. Over five years the gap was smaller: 9.48% for SCHD and 7.28% for SDY.
From 2018 on, every SDY payment matches between dividendhistory.org and digrin.com, and the most recent 20 match stockanalysis.com. Fund facts come from State Street’s SDY page. Last checked Oct 16, 2026. Sources: State Street — SDY fund page; dividendhistory.org — SDY payouts; digrin.com — SDY dividends; stockanalysis.com — SDY dividend history. Not financial advice.
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SDY dividend snapshot
Varies by periodAs of Oct 13, 2026, SDY yields about 2.51%, having distributed $3.7765 per share over the trailing twelve months.
Its most recent payment was $0.9168 per share, which went ex-dividend on Sep 21, 2026 and paid on Sep 23, 2026.
SDY's quarterly payments have varied over the period shown, from $0.8709 to $1.0174 per share, with the latest at $0.9168.
Based on SDY’s published payment record as of Oct 13, 2026 — a description of what the dividend has done, not a rating or a forecast.
About SDY
SDY tracks the S&P High Yield Dividend Aristocrats Index — companies that have raised dividends for at least 20 straight years, weighted by yield. It blends a long dividend-growth record with an above-average current yield.
SDY is a high-dividend etf from State Street (SPDR) that distributes quarterly. Because dividend investing is about both income and the growth of that income, the calculator above lets you model three things independently for SDY: the starting yield, how fast the dividend grows each year, and how fast the share price appreciates. That separation matters most for high-yield versus dividend-growth choices, where a lower starting yield that grows quickly can overtake a higher static yield over time.
How to use the SDY calculator
- Replace the pre-filled yield with SDY’s current dividend yield from your broker or the fund’s page.
- Set your initial investment and monthly contribution.
- Estimate the dividend growth rate and price growth rate. For a high-dividend etf these can differ a lot — be realistic rather than optimistic.
- Choose your dividend tax rate and whether to reinvest (DRIP), then read the projected value, dividends received, and yield on cost.
The full math, including how the money-weighted return is computed, is on the methodology page.
SDY dividend FAQ
- What is SDY’s expense ratio?
- State Street lists a gross expense ratio of 0.35%. That is $35 a year on $10,000.
- Does SDY pay monthly?
- No. SDY pays quarterly, in March, June, September and December.
- Is SDY a good investment?
- This page does not give advice. SDY has returned 8.89% a year over 10 years to September 30, 2026, holds 20-year dividend raisers, and charges 0.35%.
- How does this SDY dividend calculator work?
- It runs a month-by-month projection: each month it adds your contribution, pays a dividend based on the yield, optionally reinvests it (DRIP), then applies price growth. The page loads pre-filled with SDY's current yield (about 2.51% as of Oct 13, 2026); adjust the dividend-growth, price-growth, and tax assumptions to fit your own outlook.
- What yield should I use for SDY?
- As of Oct 13, 2026, SDY's dividend yield was about 2.51% ($3.7765 per share over the trailing year). Yields move with the share price, so use the current figure from your broker rather than a fixed number. Enter the trailing or forward yield, whichever you prefer to model.
- How often does SDY pay dividends, and when?
- SPDR S&P Dividend ETF pays a quarterly dividend; its most recent payment was $0.9168 per share, ex-dividend Sep 21, 2026. This calculator compounds monthly and projects annual totals, so it works the same regardless of the payment schedule — the cadence just affects when cash actually lands in your account.
- Is the SDY projection a guarantee?
- No. It is an educational projection based on the assumptions you enter, held constant. Real dividends can rise, be cut, or stop, and prices fluctuate. Use it to compare scenarios, not to predict returns, and never rely on a single calculator for an investment decision.
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