AGNC Dividend Calculator

AGNC’s first monthly dividend, in October 2014, was $0.22 per share. It was cut to $0.20 in May 2015, to $0.18 in August 2016, to $0.16 in May 2019 and to $0.12 in April 2020. Every monthly dividend since then has been $0.12. That is 77 in a row through August 2026, and September’s is already declared at the same amount.

That is why the yearly total has been exactly $1.44 per share every year from 2021 to 2025, and $0.96 for the first eight payments of 2026. Longer-term holders have seen a much bigger drop: in 2010 and 2011, when AGNC still paid quarterly, it paid $5.60 per share a year.

AGNC is a mortgage REIT. It buys mortgage-backed securities, mostly agency ones that Fannie Mae, Freddie Mac or Ginnie Mae guarantee. It pays for much of them with borrowed money. On June 30, 2026 it held a $97.2 billion portfolio, $86.8 billion of it in agency securities. Its leverage was 7.4 times its tangible net book value.

It earns the gap between what those securities pay and what its borrowing costs, and the borrowing makes that gap much larger. As a REIT it must also pay out most of its taxable income. The high yield comes with real risk: when interest rates or mortgage spreads move against it, its book value can fall fast.

Recent results show the $0.12 covered. In the second quarter of 2026, AGNC reported net spread and dollar roll income of $0.40 per share, against $0.36 of dividends declared. Its tangible net book value rose 2.4% to $8.58 per share. Its economic return for the quarter, dividends plus the change in book value, was 6.7%.

That is one quarter, not a promise. AGNC has cut its dividend four times since it began paying monthly, so a covered quarter does not guarantee the next one.

AGNC last went ex-dividend on Sep 30, 2026, at $0.12 a share.

AGNC declares each month’s dividend during that month. The ex-dividend date and the record date now both fall on the last business day of the month, and the cash is paid around the 9th to 12th of the next month. So a December dividend arrives in January.

As of Oct 13, 2026, AGNC’s yield was about 16.59%: $1.44 per share over the past year, divided by the share price. With the dividend fixed at $0.12 a month, the yield moves almost entirely with the share price.

The dividend has been $1.44 a year since 2021, so every change in the yield since then has come from the share price.

Getting $1,000 every month at $0.12 a share means owning 8,334 shares, about $72,339 at a price near $8.68.

A 100-share holding brings in $12 a month. The figure only holds while the dividend stays at $0.12, and it has been cut before.

REIT dividends like AGNC’s are generally taxed as ordinary income. They do not get the lower rate for qualified dividends. Your Form 1099-DIV shows the exact split each year. In an IRA or 401(k), the difference does not matter until you withdraw.

As of Oct 13, 2026, AGNC yields about 16.59%, having distributed $1.44 per share over the trailing twelve months.

Its most recent payment was $0.12 per share, which went ex-dividend on Sep 30, 2026 and paid on Oct 9, 2026.

AGNC has paid a steady $0.12 per share each month across the payments shown below.

As a mortgage REIT, AGNC pairs an above-average yield with greater sensitivity to interest rates and to changes in book value — so set the price-growth input in the calculator above conservatively rather than assuming the yield compounds untouched.

AGNC is a mortgage REIT that invests in agency mortgage-backed securities using leverage, paying a very high monthly dividend. Mortgage REITs are interest-rate-sensitive and have historically seen both the dividend and the share price cut in adverse rate environments — a high yield here carries real risk.

AGNC is a mortgage reit from AGNC Investment that distributes monthly. Because dividend investing is about both income and the growth of that income, the calculator above lets you model three things independently for AGNC: the starting yield, how fast the dividend grows each year, and how fast the share price appreciates. That separation matters most for high-yield versus dividend-growth choices, where a lower starting yield that grows quickly can overtake a higher static yield over time.